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Capital One Credit Card – Venture

capital one venture credit cart

The Venture Credit Card is one of the most reliable credit card options in the USA. Why is it different from the others? Well, for starters, it makes your life easier, instead of making it harder, as many other cards usually do.

Yes, getting a credit card is relatively easy. The issues come after using the card, as the customer service can be troublesome, fees can be high, among other common situations that can give you a huge headache.

About Capital One’s Venture Credit Card

Money is never a problem. It is the solution, right? If you’re short on it, then you are eager to have more, so it can put an end to your finance problems. Well, that or purchasing something you’ve been wanting for a while…

Owning a reliable credit card is the ultimate answer to increase your buying power without losing control over your money. Capital One’s Venture Credit Card, for instance, offers a wide range of benefits for people that like to live their lives to the fullest, just like you do!

How to apply for this card?

You can apply by clicking here.

These are the requirements you must meet in order to get a card:

  • South African ID copy (or passport if not an SA citizen);
  • You must be 18 years or older;
  • A recent payslip and  3 months bank statement;
  • Proof of residence not older than 3 months;
  • Must earn R25 000 or more per month (people with a post-grad degree are also eligible).

Capital One’s Venture Credit Card – benefits and advantages

The Venture Credit Card is perfect for people who love traveling. It allows you to access Venture Rewards, such as:

  • Unlimited 2x miles per dollar on every purchase;
  • Purchasing outside of the US? You won’t pay any transaction fees;
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  • 24 hour travel assistance;
  • Auto Rental Collision Damage Waiver for eligible vehicles;
  • Transfer your miles;
  • 50,000 bonus mile;
  • Big Time Sports Events;
  • Must-see music events;
  • Premier Culinary Experiences;
  • You won’t be held responsible for lost or stolen cards and purchases made upon these situations;
  • Card Lock;
  • Security Alerts;
  • Purchase online safely with virtual card numbers, keeping your actual card secure;
  • Autopay;
  • Balance Transfers;
  • Add an authorized user to your account and track their spending.

And so much more!.

*Terms and conditions may apply. These benefits and advantages can be changed at any moment and we do not take any responsibility for what may or may not be available at the time you decide to apply for this card. This text was based on what is mentioned in the Credit Card’s website.

Rates and fees

Annual Percentage Rate (APR) for Purchases and Transfers

17.24%, 21.99% or 24.49%, based on your creditworthiness.

This APR will vary with the market based on the Prime Rate.

APR for Cash Advances

24.49%.

This APR will vary with the market based on the Prime Rate.

Annual Fee

$95 annually.

Transaction Fees  

Transfer Transaction Fee – 3% of the amount of each transferred balance that posts to your account at a promotional APR that we may offer you.

None for balances transferred at the Transfer APR.

Cash Advance Transaction Fee – Either $10 or 3% of the amount of each cash advance, whichever is greater.

Penalty Fees

Late Payment Penalty Fee – Up to $39.

Contact

General customer service phone support

1-877-383-4802

Other numbers, addresses and e-mail here.

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Written by Victor

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